Financial Lease
Heart for your business
We are your financial leasing partner
Financial lease is the way to finance your car on a business basis. Thanks to a fixed monthly amount and a fixed interest rate, you know exactly where you stand. With financial leasing, you can even take full advantage of tax benefits such as investment allowances. And keep your working capital for other investments.
Belangrijke voordelen van financial lease
Keeping money
You don't have to invest your working capital immediately but you do have immediate economic ownership of the car.
Tax benefits
You benefit from several of financial advantages, including investment deductions.
Fixed monthly fee
You know exactly where you stand every month, thanks to a fixed monthly amount with repayment and interest.
What is financial leasing?
Financial lease is a loan with which you buy a car or company car on a business basis, without having to pay for it immediately. So it is an instalment purchase, with a predetermined monthly amount with a fixed term and fixed interest rate. However, you are the immediate economic owner of the car and it is also on your balance sheet. After paying the last instalment, you are also the legal owner and the car or company car becomes your business property.
Investing while preserving working capital
If you are an entrepreneur or self-employed person looking to buy a car, financial lease is an interesting form of lease. This is because you invest without immediately putting in your working capital, leaving you with money for other, important investments. Another advantage is that you are direct owner of the car. As a result, you benefit from a number of financial advantages, including tax deductions. This is because you can capitalise the car on your balance sheet. However, you will be responsible for insurance, maintenance and any damages.
Easily reduce your monthly fee
A financial lease also means that you can better match the monthly amount to your budget. By including a final instalment at the end of the term, you can easily reduce your monthly amount. The final instalment is up to the pre-estimated residual value of your chosen car. Because you choose to finance a lower amount, your monthly amount is lower. And you can save towards the final residual payment at your leisure.